Email Address
machineshopinsurance@gmail.com
Phone Number
866-226-4436
Our Location
315-A S. Diamond Bar Blvd Diamond Bar, CA 91765
Metal Fabrication Insurance
Metal Fabrication Insurance for Small Shops
Running a small metal fabrication shop comes with unique risks that require specialized insurance coverage. Whether you’re welding, cutting, or assembling metal parts, accidents can happen. That’s why Metal Fabrication Insurance is essential for protecting your shop, equipment, and employees. With the right policies in place, you can operate confidently, knowing that your business is covered from unforeseen risks.
General Liability Insurance for Metal Fabrication Shops
General Liability Insurance is one of the most important coverages for small metal fabrication shops. It protects your business from third-party claims, including bodily injury or property damage that may occur on your premises or due to your work. Whether it’s a customer injury in your shop or damage to a client’s property, General Liability Insurance ensures that you’re not financially burdened by lawsuits or claims.
Key Benefits of General Liability Insurance:
Bodily Injury Coverage: Protects against medical costs and legal expenses if a third party is injured while at your shop.
Property Damage Coverage: Covers damages caused to a third party’s property during the course of your work.
Workers’ Compensation Insurance for Metal Fabrication Shops
Metal fabrication involves hazardous work that can lead to injuries. Workers’ Compensation Insurance is crucial for protecting your employees and business. It covers medical bills, lost wages, and rehabilitation costs for workers who are injured on the job. In addition, it protects your business from lawsuits related to work-related injuries, giving both you and your employees peace of mind.
Key Benefits of Workers’ Compensation Insurance:
Medical Coverage: Pays for the medical expenses of injured employees.
Wage Replacement: Compensates workers for lost wages while they recover.
Business Ownership Policy (BOP) for Metal Fabrication Shops
A Business Ownership Policy (BOP) combines several essential coverages into one package, designed specifically for small businesses like metal fabrication shops. A BOP typically includes General Liability Insurance, Property Insurance, and Business Interruption Insurance. This comprehensive coverage ensures that your shop is protected from a variety of risks, including property damage, lawsuits, and unforeseen events that may disrupt your operations.
Key Benefits of Business Ownership Policy:
Comprehensive Protection: Bundles General Liability, Property Insurance, and other coverages into one policy, making it easier to manage.
Property Insurance: Covers damage to your tools, equipment, and building.
General liability insurance
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Workers’ Compensation Insurance
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Umbrella Liability Insurance
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Commercial Property Insurance
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Why Choose Us
Realizing your Art & Design Become Real Products
Specialized in business insurance for machine shops
Coverage options from trusted providers like Chubb Insurance machine shop policies
Affordable plans to fit any CNC machine shop insurance cost
Protection for single-owner shops to large multi-location facilities
Experience insuring precision shops like Eddie’s Precision Machine Shop
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Top Workplace Injuries in Machine Shops and How Insurance Covers Them
September 15, 2025
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Metal Fabrication Insurance is a specialized coverage designed to protect metal fabrication shops from risks like property damage, injury, and lawsuits. It includes General Liability Insurance, Workers’ Compensation Insurance, and more.
Yes, general liability insurance protects your machine shop from legal claims such as bodily injury or property damage to third parties. It’s essential for businesses operating in high-risk environments.
Workers’ Compensation Insurance covers medical costs, rehabilitation, and lost wages for employees who are injured on the job. It ensures compliance with state regulations and protects your business from lawsuits.
General Liability Insurance is essential for protecting your business from third-party claims, including bodily injury and property damage that may occur during your metalworking processes.
The cost of CNC machine shop insurance depends on several factors, including the size of your shop, the type of machinery, and the coverage you choose. We provide customized quotes to fit your needs.
Yes, we offer home machine shop insurance that covers smaller operations run from home, including machinery, tools, and general liability.