Email Address
machineshopinsurance@gmail.com
Phone Number
866-226-4436
Our Location
315-A S. Diamond Bar Blvd Diamond Bar, CA 91765
Machinery Breakdown Insurance
Protect Your Business Against Unexpected Equipment Failures
In a machine shop, machinery breakdowns can be costly, both in terms of repair and downtime. That’s why Machinery Breakdown Insurance is essential to keep your operations running smoothly, even when unexpected equipment failures occur. Whether you’re working with CNC machines, lathes, or other critical equipment, this insurance ensures your machines are protected against costly breakdowns that can disrupt your business.
Why Do You Need Machinery Breakdown Insurance?
Machine shops rely heavily on specialized machinery to operate efficiently. When these machines break down, it can lead to significant downtime, expensive repairs, and a halt in production. Machinery Breakdown Insurance helps cover the repair or replacement costs of damaged equipment, as well as any resulting loss of income during the downtime.
Key Coverage Areas:
Machine Repairs: Covers the cost of repairing or replacing broken-down machinery, including CNC machines and other specialized equipment.
Business Interruption: Ensures that your shop’s operations can continue even if a key machine is down, covering lost income.
Business Ownership Policy (BOP) for Machine Shops
A Comprehensive Insurance Solution for Your Business
A Business Ownership Policy (BOP) is an excellent way to protect your machine shop with a single, affordable policy that covers property and liability risks. A BOP combines various essential coverage options, including Commercial Property Insurance, General Liability Insurance, and Business Interruption Insurance, into one convenient package.
Key Benefits of BOP for Machine Shops:
Property Insurance: Covers your machinery, building, and inventory from damage or loss due to natural disasters, fire, or theft.
Liability Insurance: Protects against third-party injuries or property damage on your premises.
General Liability Insurance for Machine Shops
Essential Coverage for Accidents and Legal Claims
General Liability Insurance (GLI) is critical for machine shops to protect against financial loss due to accidents, property damage, or legal claims. Accidents can happen on your shop floor, and without proper coverage, these incidents can lead to costly lawsuits and claims.
Key Benefits of General Liability Insurance:
Bodily Injury Coverage: Pays for medical expenses if someone is injured on your premises.
Property Damage: Covers damages caused to a third party’s property by your business operations.
Advertising Injury: Protects against claims related to advertising mistakes such as defamation or copyright infringement.
Workers’ Compensation Insurance for Machine Shops
Protect Your Employees and Your Business
Machine shops are high-risk environments. Workers’ Compensation Insurance is designed to cover medical expenses, rehabilitation, and lost wages for employees who are injured while working in your shop.
General liability insurance
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Workers’ Compensation Insurance
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Umbrella Liability Insurance
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Commercial Property Insurance
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Why Choose Us
Realizing your Art & Design Become Real Products
Specialized in business insurance for machine shops
Coverage options from trusted providers like Chubb Insurance machine shop policies
Affordable plans to fit any CNC machine shop insurance cost
Protection for single-owner shops to large multi-location facilities
Experience insuring precision shops like Eddie’s Precision Machine Shop
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Top Workplace Injuries in Machine Shops and How Insurance Covers Them
September 15, 2025
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Machine Shop Insurance provides coverage for the unique risks faced by machine shops, such as damage to machinery, tools, and inventory, as well as liability and worker-related accidents.
Yes, general liability insurance protects your machine shop from legal claims such as bodily injury or property damage to third parties. It’s essential for businesses operating in high-risk environments.
Workers’ Compensation Insurance covers medical costs, rehabilitation, and lost wages for employees who are injured on the job. It ensures compliance with state regulations and protects your business from lawsuits.
A BOP bundles property insurance, liability insurance, and business interruption insurance into one package. It’s ideal for small and medium-sized machine shops looking for comprehensive coverage at an affordable rate.
The cost of CNC machine shop insurance depends on several factors, including the size of your shop, the type of machinery, and the coverage you choose. We provide customized quotes to fit your needs.
Yes, we offer home machine shop insurance that covers smaller operations run from home, including machinery, tools, and general liability.