Email Address
machineshopinsurance@gmail.com
Phone Number
866-226-4436
Our Location
315-A S. Diamond Bar Blvd Diamond Bar, CA 91765
Machine Shop Insurance in Bakersfield
Machine Shop Insurance in Bakersfield
Operating a machine shop in Bakersfield involves several risks, from customer injuries to employee accidents and property damage. Protecting your business with the right insurance is critical to ensuring smooth operations and long-term success. Our Machine Shop Insurance in Bakersfield offers comprehensive coverage tailored to the unique needs of your shop.
General Liability Insurance for Machine Shops
General Liability Insurance is an essential part of your machine shop’s protection. It covers third-party bodily injury and property damage claims, ensuring that you are financially protected from accidents that may occur on your premises. Whether it’s a customer who trips and falls or property damage during a job, this insurance shields your business from the unexpected costs associated with such incidents.
Key Benefits of General Liability Insurance:
Bodily Injury Protection: Covers medical expenses and legal fees if someone is injured on your premises.
Property Damage Coverage: Protects your business from claims arising from damage to a third party’s property during operations.
Legal Protection: Covers the costs of legal fees if your business is involved in a lawsuit due to an incident.
Workers’ Compensation Insurance for Machine Shops
Running a machine shop often involves high-risk tasks, making Workers’ Compensation Insurance a must for your business. This insurance provides medical benefits and wage replacement to employees injured on the job, ensuring that they receive proper treatment while your business stays protected from lawsuits related to work-related injuries.
Key Benefits of Workers’ Compensation Insurance:
Medical Expenses: Covers the costs of medical treatment for employees who are injured or become ill while working.
Wage Replacement: Offers compensation for employees who are unable to work due to an injury.
Employer Protection: Protects your business from potential lawsuits filed by injured workers.
Business Ownership Policy (BOP) for Machine Shops
A Business Ownership Policy (BOP) combines essential coverage options into a single, convenient plan. It typically includes General Liability Insurance, Property Insurance, and Business Interruption Insurance. A BOP is designed to protect your machine shop from a range of risks, including damage to property, loss of income due to a covered incident, and liability claims. This policy is a cost-effective way to ensure comprehensive protection for your business.
Key Benefits of a Business Ownership Policy:
Affordable Coverage: Bundles multiple policies into one to reduce costs.
Property Insurance: Protects your machinery, tools, and equipment from damage or theft.
Business Interruption Protection: Covers income loss if your shop is temporarily unable to operate due to a covered incident.
General liability insurance
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Workers’ Compensation Insurance
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Umbrella Liability Insurance
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Commercial Property Insurance
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Why Choose Us
Realizing your Art & Design Become Real Products
Specialized in business insurance for machine shops
Coverage options from trusted providers like Chubb Insurance machine shop policies
Affordable plans to fit any CNC machine shop insurance cost
Protection for single-owner shops to large multi-location facilities
Experience insuring precision shops like Eddie’s Precision Machine Shop
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Top Workplace Injuries in Machine Shops and How Insurance Covers Them
September 15, 2025
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To fully protect your business, you should have General Liability Insurance, Workers’ Compensation Insurance, and a Business Ownership Policy (BOP). These cover liability, employee injuries, and property damage.
General Liability Insurance protects your machine shop from third-party claims related to bodily injury or property damage that may occur on your premises during operations.
Workers’ Compensation Insurance covers medical costs, rehabilitation, and lost wages for employees who are injured on the job. It ensures compliance with state regulations and protects your business from lawsuits.
Yes, Workers’ Compensation Insurance is mandatory in most states, including California, for any business with employees. It covers medical expenses and lost wages for employees injured on the job.
A BOP typically includes General Liability Insurance, Property Insurance, and Business Interruption Insurance, offering comprehensive protection for your machine shop in case of property damage, liability claims, or operational interruptions.
Yes, we offer home machine shop insurance that covers smaller operations run from home, including machinery, tools, and general liability.