Email Address
machineshopinsurance@gmail.com
Phone Number
866-226-4436
Our Location
315-A S. Diamond Bar Blvd Diamond Bar, CA 91765
Custom Equipment Insurance
Custom Equipment Insurance for Machine Shops
As a machine shop owner, your equipment is the backbone of your operations. Custom equipment can be expensive to repair or replace, and unforeseen events can result in significant financial losses. With Custom Equipment Insurance, you can protect your machinery and equipment from accidents, damage, theft, or breakdowns. In addition to equipment coverage, it’s important to consider General Liability Insurance, Workers’ Compensation Insurance, and a Business Ownership Policy to ensure comprehensive protection for your shop.
General Liability Insurance for Machine Shops
General Liability Insurance is a vital part of protecting your business, especially in a machine shop environment where third-party injuries and property damage can occur. Whether a client gets injured while visiting your shop or if your equipment accidentally damages a customer’s property, this insurance ensures your business is protected against costly lawsuits and claims.
Key Benefits of General Liability Insurance:
Bodily Injury Coverage: Protects your business from third-party injuries that may occur on your property.
Property Damage: Covers damages to third-party property resulting from accidents at your shop.
Legal Costs: Ensures your business is covered for legal expenses arising from lawsuits.
Workers’ Compensation Insurance for Machine Shops
In high-risk environments like machine shops, employees are at greater risk of injury or illness. Workers’ Compensation Insurance helps protect both the employee and the business by covering medical expenses, lost wages, and rehabilitation costs in the event of a work-related injury. It also helps reduce the risk of legal action from injured workers.
Key Benefits of Workers’ Compensation Insurance:
Medical Coverage: Pays for medical treatment and rehabilitation for injured workers.
Lost Wages: Provides wage replacement for employees unable to work due to injury.
Legal Protection: Reduces the risk of lawsuits from employees injured at the workplace.
Business Ownership Policy (BOP) for Machine Shops
A Business Ownership Policy (BOP) is an all-in-one policy designed to protect your machine shop from various risks. It bundles General Liability Insurance, Workers’ Compensation Insurance, and other essential coverages into one policy, providing comprehensive protection at a lower cost. With a BOP, you’ll have peace of mind knowing your equipment, employees, and business are protected from a range of potential risks.
Key Benefits of Business Ownership Policy (BOP):
Comprehensive Coverage: Combines various types of insurance into one policy.
Cost-Effective: Bundling coverage types helps reduce overall premium costs.
Business Continuity: Ensures your machine shop can continue to operate even after unforeseen incidents or claims
General liability insurance
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Workers’ Compensation Insurance
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Umbrella Liability Insurance
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Commercial Property Insurance
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Why Choose Us
Realizing your Art & Design Become Real Products
Specialized in business insurance for machine shops
Coverage options from trusted providers like Chubb Insurance machine shop policies
Affordable plans to fit any CNC machine shop insurance cost
Protection for single-owner shops to large multi-location facilities
Experience insuring precision shops like Eddie’s Precision Machine Shop
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Top Workplace Injuries in Machine Shops and How Insurance Covers Them
September 15, 2025
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Custom Equipment Insurance protects your specialized machinery and equipment from damage, theft, or breakdowns, helping you avoid costly repairs or replacements that could disrupt your operations.
Yes, General Liability Insurance is essential for machine shops to protect against third-party claims for bodily injury or property damage that may occur while operating your business.
Workers’ Compensation Insurance covers medical costs, rehabilitation, and lost wages for employees who are injured on the job. It ensures compliance with state regulations and protects your business from lawsuits.
Yes, in most states, Workers’ Compensation Insurance is required for businesses with employees, especially in high-risk industries like machine shops, to cover medical expenses and lost wages from work-related injuries.
A BOP combines several coverages, such as General Liability Insurance, Workers’ Compensation Insurance, and Property Insurance, into one affordable policy to provide comprehensive protection for your business.
Yes, we offer home machine shop insurance that covers smaller operations run from home, including machinery, tools, and general liability.