Email Address
machineshopinsurance@gmail.com
Phone Number
866-226-4436
Our Location
315-A S. Diamond Bar Blvd Diamond Bar, CA 91765
Custom Equipment Insurance
Custom Equipment Insurance for Machine Shops
If you own a machine shop, your equipment is the lifeblood of your business. “Custom equipment is costly to repair or replace, and unforeseen events can lead to significant financial losses. Custom Equipment Insurance helps safeguard your machinery and equipment from accidents, damage, theft or breakdowns. General Liability Insurance, Workers’ Compensation Insurance, and a Business Ownership Policy are some things you need to consider to get your store fully covered beyond equipment coverage.
General Liability Insurance for Machine Shops
General Liability Insurance is a key piece of protecting your business, especially in a machine shop where third party accidents and property damage are a possibility. This insurance will cover your business against expensive lawsuits and claims, including a customer that is hurt while in your shop or your equipment damaging a customer’s property by accident.
Key Benefits of General Liability Insurance:
Bodily Injury Coverage: Protects your business from third-party injuries that may occur on your property.
Property Damage: Covers damages to third-party property resulting from accidents at your shop.
Legal Costs: Ensures your business is covered for legal expenses arising from lawsuits.
Workers’ Compensation Insurance for Machine Shops
In high-risk environments, such as machine shops, personnel are at a greater risk of accident or disease. Workers’ Compensation Insurance protects both your employee and your business. It covers medical bills, missed income and rehabilitation costs should an employee get injured on the job. It also helps limit the danger of lawsuits from harmed workers.
Key Benefits of Workers’ Compensation Insurance:
Medical Coverage: Pays for medical treatment and rehabilitation for injured workers.
Lost Wages: Provides wage replacement for employees unable to work due to injury.
Legal Protection: Reduces the risk of lawsuits from employees injured at the workplace.
Business Ownership Policy (BOP) for Machine Shops
Business Ownership Policy (BOP) is a one-stop-shop policy that protects your machine shop from a variety of hazards. It bundles General Liability Insurance, Workers’ Compensation Insurance and other key coverages together in a single policy for cheaper cost and more complete protection. A BOP will provide you piece of mind that your equipment, staff and business are safeguarded from a range of potential dangers.
Key Benefits of Business Ownership Policy (BOP):
Comprehensive Coverage: Combines various types of insurance into one policy.
Cost-Effective: Bundling coverage types helps reduce overall premium costs.
Business Continuity: Ensures your machine shop can continue to operate even after unforeseen incidents or claims
General liability insurance
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Workers’ Compensation Insurance
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Umbrella Liability Insurance
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Commercial Property Insurance
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Why Choose Us
Realizing your Art & Design Become Real Products
Specialized in business insurance for machine shops
Coverage options from trusted providers like Chubb Insurance machine shop policies
Affordable plans to fit any CNC machine shop insurance cost
Protection for single-owner shops to large multi-location facilities
Experience insuring precision shops like Eddie’s Precision Machine Shop
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September 15, 2025
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Custom Equipment Insurance protects your specialized machinery and equipment from damage, theft, or breakdowns, helping you avoid costly repairs or replacements that could disrupt your operations.
Yes, General Liability Insurance is essential for machine shops to protect against third-party claims for bodily injury or property damage that may occur while operating your business.
Workers’ Compensation Insurance covers medical costs, rehabilitation, and lost wages for employees who are injured on the job. It ensures compliance with state regulations and protects your business from lawsuits.
Yes, in most states, Workers’ Compensation Insurance is required for businesses with employees, especially in high-risk industries like machine shops, to cover medical expenses and lost wages from work-related injuries.
A BOP combines several coverages, such as General Liability Insurance, Workers’ Compensation Insurance, and Property Insurance, into one affordable policy to provide comprehensive protection for your business.
Yes, we offer home machine shop insurance that covers smaller operations run from home, including machinery, tools, and general liability.